Video Disclosure: Any references to protection benefits or steady and reliable income streams in this document refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Insurance guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Insurance products may be subject to fees, surrender charges, and holding periods which vary by insurance company. Insurance products and services are not offered through IAMS Wealth Management but are offered and sold through individually licensed and appointed agents. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of any subjects discussed. A professional advisor should be consulted before making any investment decisions. All opinions reflect the judgment of the author as of the date of the post and are subject to change. Information provided is not an offer to buy or sell or a solicitation of any offer to buy or sell any insurance products or securities mentioned.